• What is an IVA?

    • No upfront fees
    • Reduce your repayments
    • No obligation debt advice

    If you owe over £12,000, an IVA settlement gives you affordable monthly payments over a period of five years.

    The monthly payment can start from as low as £150

    CALL US ON 0800 988 9345 TO DISCOVER YOUR DEBT SOLUTION

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  • What is an Individual Voluntary Arrangement (IVA)?

    An IVA or Individual Voluntary Arrangement is an alternative debt solution to bankruptcy. 

    An IVA provides you with a way of working with your creditors – to provide a mutually beneficial solution so you can reach a final, legally binding settlement. 

    An IVA replaces all your current debt repayments with one affordable monthly payment, which is paid over a period of five years. After that time, any remaining debt is written off, which will be such a relief. 

    IVA monthly repayments can start from as low as £150, which is usually much less than your existing minimum payments on unsecured debt such as credit cards and loans. 

    An IVA may be the option for you if you have unsecured debts of at least £12,000, live in England, Wales or Northern Ireland- and have around £200 of disposable income per month. 

    For more information on IVA’s and debt solutions, please contact ClearStart for immediate advice, call 0800 988 9345. We’re here to help you make the right debt management decisions. 

    Further reading
    IVA Help | How an IVA works? | IVA Costs | IVA Criteria | IVA Approval Process | How to Start IVA | What Is an IVA? | IVA FAQs

     
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  • Customers feedback

    Their response was prompt and clearly explained. All communication was clearly explained and non-judgemental. I felt supported through all the steps of the debt management process.
    Clara Johns - Manchester
    02 Feb 2011