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IVA Help and IVA Advice
Pay What You Can Afford
No Creditors Hassle
Interest Frozen by Law
If you owe over £12,000, an IVA settlement gives you affordable monthly payments over a period of five years.
The monthly payment can start from as low as £150
CALL US ON 0800 988 9345 TO DISCOVER YOUR DEBT SOLUTION
IVA – What is IVA?
IVA is a valuable alternative to bankruptcy, allowing you to make a proposal to the people you owe money to (your creditors) and to reach a final, legally binding settlement.
How an IVA can help you?
An IVA settlement gives you affordable monthly payments over a period of five years. The interest on your loan will freeze by law and no creditors will be able to contact you directly as ClearStart takes all the hassle for you.
Because payments are based on what you are realistically able to afford, exact amounts vary. But the monthly amount can start from as low as £150. That is usually significantly less than existing minimum payments on credit cards and loans.
Call us on 0800 988 9345 for more details about IVA
IVA – Advantages
- Affordable monthly payment.
- You won’t have to go bankrupt.
- You keep your house and car.
- Interest payments are frozen by law.
IVA – Disadvantages
- No more borrowing during the IVA period.
- Credit rating is poor for a further year after the IVA.
- Requires 75% of the value of creditors to agree.
- Five year period for IVA.
How to apply successfully for an IVA?
ClearStart is able to help you make the decision as to whether or not an Individual Voluntary Arrangement would be the best choice. A dedicated department processes hundreds of IVA applications for individuals every month. ClearStart is a member of DEMSA whose code of conduct is approved by the Office of Fair Trading
Call us on 0800 988 9345 for immediate help
(Calls from mobiles and other networks to 0800 numbers may incur a charge. When you speak to us, ask us to call you back so that you do not have to pay for the call).
