The debt resolution models used by ClearStart have been developed through close liaison with both government-licensed firms and the wider financial services sector by ClearStart’s debt resolution specialist and are tried and tested. ClearStart advisors are trained in finding the solution to debt that is likely to give the best outcome in your own financial situation.

The basics

When you apply online or talk to a ClearStart advisor, the information you provide will help to rule out some solutions or to identify any further details that are still needed. A first step is to establish the beginnings of a monthly budget based on the following:

• A list of your debts – what you owe and to whom
• Whether you rent or own and if you have a mortgage
• Your monthly income after tax
• What you spend each month on basic living costs.

Recommendations

ClearStart can then show exactly what options are available to you, along with their advantages and disadvantages. You will be encouraged to ask any questions you might have.

ClearStart is committed to making sure that every person seeking help understands how solutions work and what implications are for the future.

All of the major debt solutions will be considered at the recommendations stage including loan consolidation, remortgaging, Debt Management Plans, Individual Voluntary Arrangements and even bankruptcy.

Strictly confidential

It is important to remember that everything you tell ClearStart is strictly confidential. Your details and information will never be passed on without your explicit permission.