• Compare Debt Solutions

    • Advice on a range of debt solutions
    • Tailored to your own needs
    • Manage and address your debt

    Understand all of the possible debt solutions available to you so that your decision making process is easier and better informed.

    CALL US ON 0800 988 9345 TO DISCOVER YOUR DEBT SOLUTION

  • Find your appropriate way to address debt
    Complete our six question debt test to find the possible debt solution for you and to understand your appropriate way to deal with your debt.


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  • Compare Debt Solutions

    Everyone has different requirements and financial objectives – no two debt problems are the same. However, you can get an initial idea of what different debt solutions can do for you from the table below.

    To see more about any particular debt solution, follow the links at the top of the table.

      IVA Debt Management Bankruptcy Debt Relief Order
    Will assets like my house, be protected? Yes Yes No N/A
    Is interest frozen? Yes Possibly, but it depends on each creditor Yes Yes
    Will I be protected from unsecured creditors including credit card companies? Yes No Yes Yes
    Will creditors stop chasing me? Yes No, but most do Yes Yes
    Are some of my unsecured debts written off? Yes No Yes Yes
    Do creditors have to cooperate even if they don’t want to? Yes, if 75% of unsecured creditors agrees to the IVA No, but most do Yes Yes
    Is there a fixed duration? Yes No Yes Yes
    Must advisors be professionally qualified? Yes No, but our policy is set by qualified Insolvency Practitioners Yes Yes
    Can I continue to spend as I want to? No No No No
    Can I get further credit while the solution
    is in place?    		 No Difficult (and inadvisable) No No

    Further reading
    Debt Help | Debt Advice | Financial Advice | Compare Debt Solutions | Store Card Debt | Credit Card Debt | Loan Debt | Remortgage Debt | Debt After Death | Late Payments | Budget Check

     
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  • Customers feedback

    Their response was prompt and clearly explained. All communication was clearly explained and non-judgemental. I felt supported through all the steps of the debt management process.
    Clara Johns - Manchester
    02 Feb 2011