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County Court Administration Order (CCAO)
A County Court Administration Order is made by the court under which you must make payments from your income directly to the court. The court then distributes funds between your creditors on your behalf.
Who can apply for a County Court Administration Order?
You can apply to the court for an order if you owe no more than £5,000 to at least two creditors and you have had a court judgment entered against you (e.g. CCJ).
Advantages of County Court Administration Order
- No creditors listed on the order can take further action without the consent of the court.
- The court will distribute payments for you.
- Interest and charges stop.
- If your circumstances worsen you can apply to the court to make reduced payments.
Disadvantages
- Creditors can object and be left out of the order.
- If you don't keep up with repayments the order can be withdrawn and creditors can pursue you again.
- If the court makes an attachment of earnings order to collect payments, your employer will find out about your money troubles.
For more information please contact your local County Court.
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