• Debt Management by ClearStart

    • Reduce your monthly debt repayment with IVAReduce your monthly debt repayment
    • No creditors hassleNo creditors hassle, we deal with your creditors
    • Debt ConsolidationEasy to setup debt solutions

    Call Us on 0800 954 6241
    to discover your debt solution

  • A Clear Difference

    You have already taken the first important step towards addressing your debt problems - seeking the right debt advice and debt help.

    ClearStart offers debt solutions including IVA (Individual Voluntary Arrangement), Debt Consolidation and the best value Debt Management Plans in the UK, with a unique customer guarantee:

    • Specialist debt advice
    • No upfront fees for debt solutions
    • Immediate debt help, no appointment necessary
    • Member of DEMSA whose code of conduct is approved by the Office of Fair Trading.
    OFT and DEMSA Approved
    Clear Difference
    CALL US ON 0800 954 6241 TO DISCOVER YOUR DEBT SOLUTION

  • Debt Management Plans

    ClearStart offer Debt Management Plans with a single monthly payment and an end to creditor hassle. A Debt Management Plan or DMP is a debt solution which can help to reduce the monthly repayments on all of your unsecured debt.

    The difference between a Debt Management Plan and an IVA is that you can qualify for an IVA if you owe above £12,000, while you could qualify for a DMP if you owe between £3,000 to £12,000. Interest frozen by law with an IVA while interest may be frozen with a Debt Management Plan.


    As part of our negotiation with the people you owe money to we will ask them to consider freezing interest and charges to help you to repay the debt you owe faster.

    A Debt Management Plan continues until your debt has been repaid in full. If you have debts from £3,000 to £15,000 and can make a regular monthly payment, a Debt Management Plan provides a way to reduce debt within a set period of time.


    To find out if you qualify

    Call us on: 0800 954 6241



    IVA

    Freeze interest, lower your monthly payments and reduce debt in five years with an IVA. Individual Voluntary Arrangement is an alternative debt solution to bankruptcy.


    An IVA replaces all your current repayments with one affordable monthly payment, which is paid over a period of five years. After that time, any remaining debt is written off. Monthly repayments can start from as low as £150 and may be the option for you if you have unsecured debts of at least £12,000, live in England, Wales or Northern Ireland and have around £150 of disposable income per month.


    Our debt advisors can help you set up an IVA. In case you don’t qualify for an IVA, we can advise you on alternative debt solutions more suited to your requirements such as a Debt Management Plan.


    For a confidential debt advice, call us on:

    Ph: 0800 954 6241

    and take the first step towards getting your finances under control.

    Learn more about IVA



    Other Debt Solutions from ClearStart

    You can also find out more about different solutions to clear your debts by following one of the debt solution links below:


    • Debt Consolidation

      Debt Consolidation takes all your outstanding debts and consolidates them into one loan which has a lower interest rate and a higher repayment period than what you are currently paying.


    • Debt Relief Order

      Allow those with low incomes and little assets to file for bankruptcy but without the associated costs.


    • Bankruptcy

      If you are made bankrupt all your debts will be cleared, with the exception of student loans, however your house and all of your assets could all be sold off to pay your creditors.


    • Administration Order

      A court order, through which you can make one payment to the court who will then distribute payments to the people you owe money to.


     

  • Find your appropriate Debt Management Plan
    Complete our six question debt test to find the possible debt solution for you and to understand your appropriate way to deal with your debt.


    Your Financial Situation

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    Monthly Payments to Creditors *
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  • LiveZilla Live Help

  • Debt Management Plan

    • Owe between £3000 and £12,000
    • We pay 100% of your contributions to the creditors
    • The best value Debt Management Plans in the UK
    DMP Details

  • IVA

    (Individual Voluntary Arrangement)
    • If you owe £12,000 or more
    • IVA is a valuable alternative to bankruptcy
    • Pay what you can afford
    IVA Details
  • Contact ClearStart

    Discuss your debt problems and receive confidential debt advice.
    Please call us on:

    0800 954 6241

    OR

    Let us Call You Back

    Complete our short form below and one our UK based advisors will call you shortly

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  • Customers feedback
    Debt Management Plan
    Clara Johns
    25th Oct 2011
    Excellent Service!
    "Their response was prompt and clearly explained. All communication was clearly explained and non-judgemental. I felt supported through all the steps of the debt management process."
    Rating: 5