You have already taken the first important step towards solving your debt problems - seeking the right advice.
ClearStart offers the best value debt solutions in the UK, including IVA and Debt Management Plans, with a unique customer guarantee:
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- No upfront fees
- Immediate help, no appointment necessary
No other organisation offers the benefits that we do and you can start solving your debt problems right now.
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Freeze interest, lower your monthly payments and become debt free in five years with an IVA. Individual Voluntary Arrangements, or IVAs, are an alternative debt solution to bankruptcy. An IVA replaces all your current repayments with one affordable monthly IVA payment, which is paid over a period of five years. After that time, any remaining debt is written off, leaving you to become debt free. IVA monthly repayments can start from as low as £150 and may be the option for you if you have unsecured debts of at least £15,000, live in England, Wales or Northern Ireland and have around £200 of disposable income per month. Learn more about an IVA.
Free to you from ClearStart with a single monthly payment and an end to creditor hassle. A Debt Management Plan or DMP is a debt solution used to reduce the monthly repayments on all of your unsecured debt. As part of our negotiation with the people you owe money to we will ask them to consider freezing interest and charges to allow you to repay the debt you owe faster. A Debt Management Plan continues until your debt has been repaid in full. If you have debts from £3,000 to £15,000 and can make a regular monthly payment, a Debt Management Plan provides a way to become debt free within a set period of time. Learn more about Debt Management Plans.
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